Should I buy life insurance for seniors over 80 years old?
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Life insurance is bought to secure the lives of dependents in case of premature death of the guardian but since an 80 year old person himself is a dependent, he should not take life insurance. Moreover, premium will be very high as chances of death is more. I think most Life Insurance companies don’t allow life insurance after a certain age. It is young people who should take life insurance to protect their dependents in case of premature death.
But if a plan is specially made for the needs of elderly persons and it fulfils their need, they can consider it.
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